What kind of investor are you?

Tools · Investor profile

What kind of investor are you?

Twelve questions that separately measure your appetite for risk and your capacity to bear the consequences. The test keeps the more cautious of the two — as an adviser would.

3 minutes
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A result that explains itself

1/12 Horizon When do you expect to need the money you want to invest?
Within a year In 1 to 3 years In 3 to 7 years In more than 7 years, or with no set date
2/12 Horizon If markets fell for a year or two, could you leave this money invested without touching it?
No, I might need it at any time Yes, but no more than a year or two Yes, for several years if need be
3/12 Horizon What is this money for?
An emergency fund, or a near-term project (a purchase, an event) Extra income over the next few years Retirement, or my children's education Building wealth over the long term
4/12 Financial situation What share of your savings does this amount represent?
Most of my savings A large share, but not all of it A limited share: I have an emergency fund on the side
5/12 Financial situation Does your income cover your expenses without relying on this investment?
No, it is irregular or tight Yes, it is broadly stable Yes, with a comfortable margin every month
6/12 Goals What is your main goal?
Protecting my capital above all Earning a regular income (dividends, coupons) Growing my capital over time Aiming for the highest possible gain, even if it means taking risks
7/12 Goals You invest 1,000,000 FCFA for one year. Which range of outcomes would you choose?
The wider the range, the bigger the possible gain — and the possible loss.

Between 1,030,000 and 1,040,000 FCFA: little gain, no loss Between 950,000 and 1,150,000 FCFA Between 850,000 and 1,300,000 FCFA Between 700,000 and 1,500,000 FCFA
8/12 Reaction to risk Six months after you invest, your 1,000,000 FCFA is worth only 800,000 FCFA. What do you do?
I sell everything to stop the losses I sell part of it I leave it alone: it comes with the territory I buy more at the lower price
9/12 Reaction to risk How large a temporary fall in your investment could you bear without selling?
None Up to 10%, i.e. 100,000 FCFA out of 1,000,000 Up to 20%, i.e. 200,000 FCFA out of 1,000,000 More than 20%, if I still believe in my investment
10/12 Reaction to risk When you think about the ups and downs of the markets, how do you feel?
Worried: I prefer to avoid surprises Uneasy, as long as the swings stay moderate Nothing in particular: I think long term
11/12 Knowledge What is your investment experience?
None, I am new to the subject Bank savings, tontine, life insurance I have already bought shares or bonds on the BRVM I invest regularly, on the BRVM or other markets
12/12 Knowledge Spreading your money across several companies and several types of investment mainly…
guarantees a gain limits the impact of a bad surprise on any single investment is sure to increase returns I don't know